Now accepting early access signups

Spending Power That
Adapts With You

A charge card with dynamic spending power based on linked cash + brokerage balances. Connect accounts to help determine available spending power—with real-time controls to keep you on track.

CHARGE
Available Power $47,500

Built for how you actually manage money

Not just a score or a paycheck—your broader financial profile.

Dynamic Spending Power

Available spending power adapts based on linked cash and brokerage balances and other risk signals. It can increase or decrease over time.

Real-Time Controls

Instant transaction alerts, category spending limits, merchant blocks, and location-based controls—all from your phone.

Smart Guardrails

Alerts and insights flag unusual activity and help you set boundaries (categories, merchants, locations) before spending gets off track.

Designed for Real Finances

Eligibility and spending power are based on linked balances, verification, and risk signals.

Simple to start,
powerful to use

01

Link Your Accounts

Securely connect bank and brokerage accounts with industry-standard encryption and read-only permissions when available. You can disconnect at any time.

02

Get Your Card

Once available, complete verification and receive a decision based on eligibility (timing varies).

03

Spend Confidently

Use real-time controls to set limits and get instant alerts. Available spending power may adjust as linked balances and risk signals change.

Ready to unlock
your dynamic spending power?

Join others who want spending power that reflects their liquid financial profile—not just a single score.